One perspective on all your assets.
See your allocation alongside monthly asset income. Understand where you stand before deciding where to go.
Target-date portfolio management
The future of your wealth. Clearer, starting today.
Track net worth and monthly asset income together, then compare when each goal may be reached under the assumptions you enter.
- No account connection required
- Two goals, one target-date view
Sample portfolio
Estimated time to goalIn 10 years, 3 months
01 / Explore your future path
A monthly choice. A different time to your goal.
Change the monthly contribution to see how the same starting point can lead to a different arrival time.
Sample portfolio
- Current net worth
- ₩100M
- Net-worth goal
- ₩300M
- Assumed annual return
- 4%
Estimated time to goalIn 10 years, 3 months
Baseline · KRW 1M/monthSelected pathNet-worth goal
Illustrative KRW portfolio. Estimates assume a 4% annual return and contributions at each month-end. Actual outcomes and returns are not guaranteed. No personal information is entered or stored.
02 / Inside TargetFolio
Understand today. Prepare your next move.
Your assets, monthly check-in and future plans, connected in one clear flow.
A monthly check-in, at your pace.
Review your position and record what changed. Small check-ins build a clearer picture over time.
Compare a choice before you make it.
Explore different contribution and return assumptions. Follow net-worth and monthly asset-income goals separately.
A clearer financial path
From today’s portfolio to the month your goals may be reached.
Record what you own, test your assumptions, and follow changes over time in one focused app.
Two-goal diagnosis
Track net worth and monthly asset income separately, with an estimated reach month and target-date variance for each.
Assets and cash flow
Organize holdings, liabilities, asset income, living expenses, loan interest, and contributions. Monthly asset income remains distinct from net cash flow.
Scenario comparison
Change monthly contributions, assumed returns, income growth, or target dates and compare how the projected reach month moves.
Markets and currencies
Manage instruments across 13 supported markets and view your portfolio in any of 10 base currencies, with manual prices available when needed.
Progress and backups
Review monthly progress and an asset-change timeline, then export or restore a JSON backup file you control.
Local-first control
Core portfolio entries stay on your device. PIN and biometric app lock can add another layer of protection.
Built for decisions with context
A portfolio view centered on time, not noise.
TargetFolio helps you understand the effect of your own inputs without pretending to predict the market.
Time-first
See the distance to a target date, not only a balance or percentage.
Two outcomes kept separate
Net worth and monthly asset income receive their own goals, paths, and status.
Private by design
Enter assets directly and keep core portfolio data on your device without linking a financial account.
Neutral calculations
Compare the consequences of assumptions you choose; the app does not provide investment recommendations.
Frequently asked questions
Before you start
What does TargetFolio calculate?
It estimates when your net worth and monthly asset income goals may be reached under the portfolio data and assumptions you enter, then compares those estimates with your target date.
Do I need to connect a bank or brokerage account?
No. You enter and manage assets directly. Core portfolio amounts, goals, scenarios, and progress records are stored in the app database on your device.
Can prices and exchange rates update?
Supported stocks, ETFs, cryptocurrencies, and currency pairs can request updated market data. You can enter a price manually when an instrument is unsupported or data is unavailable.
Are monthly asset income and net cash flow the same?
No. Monthly asset income is income generated by assets before expenses. Net cash flow reflects items such as living expenses and loan interest separately.
Is the result investment advice or a return guarantee?
No. TargetFolio is a recordkeeping and calculation tool. Results are estimates based on your inputs and do not predict prices or guarantee outcomes.
How do backup and device changes work?
You can export and import a JSON backup file. Automatic cross-device sync or recovery is not promised, so keep an exported copy somewhere you trust before replacing, resetting, or losing a device.
Which platforms and features are supported?
TargetFolio is designed for Android and iOS. Core tracking is available without Pro; saved scenarios, deeper history and cash-flow analysis, custom categories, and app-lock activation may require Pro.
Start the path to your next goal.
Record today’s position, compare assumptions, and keep the two goals that matter visible.